3 Things Graduates Need to Know

As young people graduate from college during this time of year, there is no shortage of advice being given to them by everyone from commencement speakers and social commentators to professors and parents. Some of that advice will be profound and life-changing, while some will feel generic and uninspiring. Sorting through it and figuring out which is which is one of the challenges of graduates, I suppose.

Well, I’ll go ahead and contribute my own two cents of advice here, as it pertains specifically to preparing for the world of work.

Three things stand out to me:

  • First, the only reason why your GPA matters is that it is a possible indication of how hard you can work. Having said that, I’ll take a hard working ‘B student to a naturally intelligent and lazy ‘A student’ every time. Almost any wise employer will, too. So, if you’re a graduate and skated through school, know that you’re in trouble if you don’t find a way to discover a new work ethic. And if you didn’t do as well as you wish you had but you learned to push yourself and work your tail off, rest assured that you are well-prepared.
  • Second, and I know you’ve heard this over and over, social skills and emotional intelligence are vastly more important than test scores and IQ. If your college experience taught you how to interact with others in a thoughtful, appropriate way, and you’ve learned how your words and actions impact others, then you’re way ahead of the game. 30 years after my college graduation, I can say that it is as true as it has ever been in the real world.
  • Finally, and this is most important of all, you should be coming out of college a lot humbler than when you went in. If you understand that you are not the center of the universe, and that the people who served your food in the dining hall are just as important as the department chair in your academic major, then you’re going to have a big advantage over peers who believe that their achievement and pedigree make them more interesting and worthy of attention than others. They are in store for a rude awakening.

If you want to be a valuable employee, team member and leader in your career, the assets that you want to acquire and cherish more than any other are hunger, common sense about people and humility. Those characteristics are your ticket to a successful career. And they’ll serve you well in life, too.

Property Tax Exemption (Clause 41C)

Qualified seniors may be eligible for a property tax exemption of up to $1,000, depending on the municipality. Eligibility requirements typically include:

– Being at least 65 years old
– Meeting income and asset limits, which vary by city or town
– Owning and occupying the property as a primary residence

Property Tax Deferral Program (Clause 41A)

Seniors who meet specific income requirements can defer payment of their property taxes until they sell or transfer their home. Key details include:

– Must be at least 65 years old
– Annual income limit (varies by town, but generally around $64,000)
– Taxes are deferred but accrue interest (rate determined by the municipality)

Circuit Breaker Tax Credit

The Massachusetts Circuit Breaker Tax Credit provides relief for seniors whose property taxes (or rent) exceed 10% of their income. In 2024, the maximum credit is $2,590. Eligibility includes: – Being 65 or older – Owning or renting a home in Massachusetts – Meeting annual income limits (e.g., under $64,000 for single filers, $96,000 for married couples)

Additional Local Tax Relief Programs

Many cities and towns in Massachusetts offer additional property tax abatements or work-off programs, where seniors can volunteer in exchange for tax reductions.While seniors in Massachusetts must pay property taxes, they may qualify for exemptions, deferrals, or tax credits to ease the burden. Understanding these programs can help seniors reduce housing costs and manage expenses more effectively.

What do you think?

1 Comment
April 24, 2025

I look forward to seeing how these developments will improve service levels and customer satisfaction in the freight industry!

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